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A professional client is a client with the necessary experience, knowledge and competence to make independent investment decisions and accurately assess the risks incurred within the meaning of Directive 2014/65/EU. These are listed in article D. 533-11 of the French Monetary and Financial Code.
A non-professional client is any client who is not a professional client or an eligible counterparty. These are typically natural persons and small and medium-sized companies. For further details, please refer to articles D. 533-11 et seq. of the French Monetary and Financial Code.